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Consolidate all your debts with our Agrupa Loan

Relaxation mode on!


Consolidate all your credits and loans easily with our Agrupa Loan(1) and enjoy what really matters.


One loan

One monthly payment

One financial institution


Apply through Online Banking, the Grupo Cajamar App or at your regular branch.



How much would you pay after you consolidate your debts?

Here’s an example:


...Before, every month you were paying: 952,71€*


Appliances bought on credit card

138,23 €
over 10 months

Awning for the terrace

265,09 €
over 18 months

Car Loan

381,79 €
over 40 months

Supermarket credit card

167,60 €
over 9 months


... Imagine you also want to add a new project to do up the living room and the kitchen at a cost of € 4,900


... Now, each month you will pay: €407,08**



Discover how Debt Consolidation works with this video:




Use our simulator and crunch the numbers. Set up your loan to suit your circumstances.

Go to simulator (in Spanish)

Imagen de una calculadora

Finance provided by GCC Consumo (Cajamar Consumo)


Apply for your Agrupa loan through any channel


(1) Cajamar Consumo will deal with cancelling all your existing loans free of charge. The customer might be required to collaborate, however, in order to mediate with third party lenders. Consolidation of Loans and Credits for amounts from €10,000 to €60,000 and repayment terms from 48 months to 120 months. The nominal interest rate (NIR) may vary depending on the amount and the repayment term requested, ranging from 11.95% to 12.95%, and consequently the APR may vary. It could also vary due to the existence of a percentage-based arrangement fee. The monthly repayment amount may not be less than €18 per month. The first and last monthly payment may vary depending on the date the loan is approved.

Minimum APR 13.19% calculated for an amount of €30,000 over 120 months. Arrangement fee 2.00% and NIR 11.95%. Monthly instalments of €429.55 and one final instalment of €428.73. Total interest €21,545.18, total cost of the credit €22,145.18 and total amount due €52,145.18. French amortisation system.
Maximum APR 14.99% calculated for an amount of €10,000 over 48 months. Arrangement fee 2.00% and NIR 12.95%. Monthly instalments of €268.03 and one final instalment of €267.83. Total interest €2,865.24, total cost of the credit €3,065.24 and total amount due €13,065.24. French amortisation system.

(*) “Awning for the terrace” loan, loan, with an outstanding amount of € 4,330.61 over 18 months. "Car" loan, with an outstanding amount of €13,204.63 over 40 months. "Appliances" bought on credit card, with an outstanding amount of €1,269.23 over 10 months. "Supermarket" credit card, with an outstanding amount of €1,384.51 over 9 months.

(**) Example calculated for an amount of €25,088.98 that includes: the capital outstanding from previous loans (€20,188.98) and the new amount to be financed ( €4,900), with the following financial conditions: APR 13.30% for a repayment period of 96 months. 2.00% arrangement fee. NIR 11.95%. Monthly instalments of €407.08, one final instalment of €406.82. Total interest €13,990.44, total cost of the credit €14,492.22 and total amount due €39,581.20. French amortisation system..

Finance granted by GCC Consumo, Establecimiento Financiero de Crédito, S.A. C/ Paseo de los Melancólicos,14 A 28005 Madrid. Entered in the Madrid Trade Register: Volume 34,366, Folio 24, Section 8, Sheet M-618180, 1st Entry. C.I.F. A87435590. Entered in the Register of Entities Nº8839. Member of ASNEF Nº526. Offer subject to the risk concession requirements and conditions of GCC Consumo, Establecimiento Financiero de Crédito, S.A.