360º Remunerated Account | Turn your savings upside down

Individuals > Products & Services > Savings and investments > Current accounts > 360º Remunerated Account | Turn your savings upside down

Risk indicator for the current account:

1 / 6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Caixa Rural Sant Josep de Vilavella is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.

The perfect account for your day-to-day banking transactions that also boosts your savings.

Earn up to
2.53% AER⁽²⁾

For balances up to €6,000, the entire account balance earns interest at 0.25 % NIR - 0,25 % AER⁽¹⁾.For balances from €6,000.01 up to €12,000, the entire account balance earns interest at 2.50 % NIR - 2.53 % AER⁽²⁾. The maximum interest-earning balance is €12,000. Any balance in excess of €12,000 does not accrue interest.

Imagen gráfica de un chico delante de un portátil

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How can you earn interest on your 360º account?

1

All account holders must have home banking.

2

At least one of the holders must be a member of the entity, with a minimum contribution amount of €61.

3

Maintain a daily account balance of at least €1,000.

4

And simultaneously meet these three conditions:

Have a direct deposit arrangement in place for our salary, unemployment benefits, or recurrent income ≥€900 /month or pension ≥€600 /month.

Credit card retail purchases ≥3.000 €/year.

The sum total of the account holders’ balances must be greater than €50,000 in these products (balance in deposits, average balance in instant access accounts, and average balance in financial markets accounts) or they must be members of the Insurance Club for ≥€250 .

In addition, enjoy an account with no fees

That’s right, no management or maintenance fees, provided you access the interest or meet these three conditions:

1

All account holders must have home banking.

2

At least one of the holders must be a member of the entity, with a minimum contribution amount of €61.

3

And meet at least one of these three conditions:

Have a direct deposit arrangement in place for our salary, unemployment benefits, or recurrent income ≥€900 /month or pension ≥€600 /month

The sum total of the account holders’ balances must be greater than €50,000 in these products (balance in deposits, average balance in instant access accounts, and average balance in financial markets accounts).

Account holders must be members of the Insurance Club for ≥€250 .

If the above engagement requirements are not jointly fulfilled, see point (3) of the secondary message.

Documentació important

Information about fees(in Spanish) (PDF 449,26 KB.)

List of the most representative services associated with a payment account(in Spanish) (PDF 143,4 KB.)

What are you waiting for?

If you are already a customer , you can sign up for your 360º account now

Online Banking

Hire online (in Spanish)

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Telephone

950 220 220

At your regular branch

And if you're not a yet customer, there's no time like the present. It will only take a few minutes.

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Any questions?

Drop us a line and we’ll help you find answers.

Request more information (in Spanish)

Any questions?

Drop us a line and we’ll help you find answers.

Request more information (in Spanish)

Consumer accounts (accounts with movements relating to a particular economic activity).

1 AER 0.25 % for a NIR 0.25 %: Interest paid monthly. Gross interest payable from 15/09/2024 to 15/10/2024 is €1.23 for a daily balance of €6,000 maintained during the liquidation period.

2 AER 2.53 % for a NIR 2.50 %: Interest paid monthly. Gross interest payable from 15/09/2024 to 15/10/2024 is €24.66 for a daily balance of €12,000 maintained during the liquidation period.

(3) The account maintenance fee shall be €20 monthly. Full information about the engagement requirements applicable to the 360º high interest current account are available in the pre-contractual information.

AER -3.93 % - NIR 0 % calculated for a 12-month term assuming a constant daily balance of €6,000 during the liquidation period.

AER -1.98 % - NIR 0 % calculated for a 12-month term assuming a constant daily balance of €12,000 during the liquidation period