Visa Classic Card. Greater flexibility when paying for your shopping

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Your credit when and how you want it.

Your VISA Classic credit card without any issuance fee when you pay off the full balance at the end of the month (0% APR) and security for all your payments.

Apply now (in Spanish)

1. Buy now, pay later... interest free

Purchases made on your credit card will be charged on the first of each month without interest.

2. Defer payment on your purchases or charges from your current account whenever you need to

You can finance any credit card charge over €30 or charge from your current account over €100 . You can defer payment on bills paid by direct debit, transfers, debit card purchases, Bizum, etc.

3. Security and control over your payments with the Grupo Cajamar App

You can pay with your mobile phone, authenticate online payments, receive alerts for each movement, approve or reject online payments, limit the amount you can spend in shops and at ATMs and even deactivate and activate your card. Your current account balance will not be affected, as all transactions will be charged as credit.

Apply online (in Spanish)

Personalización de tarjeta - Tarjeta de crédito VISA Classic

Customise your card

You can customise your card any way you wish through Online Banking, and we’ll send it to you in just a few days.

Apoya la sostenibilidad - Tarjeta de crédito VISA Classic

Support sustainability

Our cards are made from 100% recycled PVC. To minimise our carbon footprint as much as possible.

Discover everything you can do with our VISA Classic card

Online Banking

Grupo Cajamar App

Your questions answered

How does the credit card work?

The card has a credit limit, subject to the bank’s approval and concession. The billing period begins on the 26th of each month and ends on the 25th of the following month. Everything spent in this period will be charged on the first of each month without interest.

How does deferred payment work?

Our personalised purchasing system allows you to defer paying for any purchase in excess of €30, any charge made to your instant access account of more than €100 or even your credit card bill payable on the first of the month. The interest rate applied is 14.50 % NIR, 15.50 % APR.

For a purchase of €1,500 deferred through our personalised purchasing system, spread over 12 months, you would pay 11 instalments of €135.03 and one final instalment of €135.08. The total amount payable will be €1,620.41 The total cost of the credit (interest) will be €120.41. French amortisation system.

Does this card use a revolving credit system?

No, the balance must be paid in full, and this cannot be changed.

Issuance fee: €0. Annual maintenance fee: €45.