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Risk Indicator required by the O.M. ECC/2316/2015
Lower potential compensation
Higher potential compensation
Pay-out of the allowance or exercising the right to redeem the investment made is only possible in the event of one of the exceptional liquidity contingencies or circumstances regulated by legislation governing pension plans and funds.
The value of the rights or mobilisation, allowances, and exceptional liquidity circumstances depends on the market value of the assets in the pension fund, and can lead to substantial losses.
For people aged 47 to 54, who will retire in around the year 2040
Because at the age of 51, Maria and Juan are looking for a new school for their children.
If your retirement is set for the year 2050, we believe that this information may be of interest to you. Our new Plan Gestion Futuro 2050 is a pension plan designed especially for people like you.
Because we know that at each stage of your life your needs are different. So, here we will show you a series of examples that will help you to know and to plan your retirement.
Example for someone aged 51
| Contribution 1st Year | Contribution until Retirement (1) | Estimated Capital Accumulated at Retirement (2) | Estimated Return Achieved | Total Tax Savings Accumulated by Retirement | % Total Tax Savings over Total Contribution |
|---|---|---|---|---|---|
| 1.500€ | 24.000€ | 32.761,43€ | 8.761,43€ | 8.818,80€ | 36,75% |
| 1.000€ | 20.086€ | 26.843,57€ | 6.725,25€ | 7.434,39€ | 37,01% |
| 500€ | 10.078€ | 13.458,56€ | 3.380,12€ | 3.743,13€ | 37,14% |
(1) Simulation taking into account an annual increase of 3% in the contributions made (up to the maximum annual contribution allowed, currently €1500 per year).
(2) The examples shown are simulations carried out for an age of 51 years, considering the average return of the product on the consultation date (November 2024), and a retirement at the age of 67, therefore, under no circumstances are they representative indicators of guaranteed results.
Pension Plans taken out with: Cajamar Vida, S.A. de Seguros y Reaseguros, Reg. Address. Calle Ciudad Financiera,1, 04131 - Almería, Spain. CIF. A-04465555 Almeria Trade Register (838), L. O. F.1, H. AL-20409.
Custodian: CECABANK, S.A. with registered address in Alcalá, 27, 28014, Madrid, bearing NIF A-86436011. Promoter: CAJAMAR Caja Rural, Sociedad Cooperativa de Crédito.
Entered in the Almería Trade Register, Volume 1.526, L. 0, F.1, Page AL-40338, 1st entry dated 31 October 2012. C.I.F. F-04743175. Reg. address: Calle Ciudad Financiera,1, 04131 – Almería.