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Vehicle insurance

With our car insurance, we offer solutions and immediate assistance from kilometre 0.

Drive with total peace of mind, with insurance that meets your needs and extensive cover that adapts to your needs.


Coche

Car insurance that suits you.

Carretera

Travel assistance, so you can reach your destination.

Defensa jurídica

Legal defence, damages and penalty fee management.

App

Swift and simple claims procedure through our App.


Select your car insurance



Cajamar THIRD PARTY PLUS WINDSCREEN Cover
Public Liability: Compulsory PL., Voluntary PL., Extended PL
Legal defence: Legal defence and damage claims, penalty fee management.
Bodily harm: Bodily injury of the driver.
Travel assistance
Glass and Windows

Request more information (in Spanish)

Cajamar EXTENDED THIRD PARTY Cover
Public Liability: Compulsory PL., Voluntary PL., Extended PL
Legal defence: Legal defence and damage claims, penalty fee management.
Bodily harm: Bodily injury of the driver.
Travel assistance
Glass and Windows
Fire
Theft

Request more information (in Spanish)

Cajamar EXCELLENCE EXTENDED THIRD PARTY Cover
Public Liability: Compulsory PL., Voluntary PL., Extended PL.
Legal defence: Legal defence and damage claims, penalty fee management.
Bodily harm: Bodily injury of the driver, bodily injury of the occupants and second medical opinion.
Travel assistance
Glass and Windows
Fire
Theft
Total write-off: Total write-off caused by fire, theft and damage.
Collision with animals: Damage to the vehicle due to collision with animals.
Courtesy car

Request more information (in Spanish)

Cajamar Fully Comprehensive 600 Cover (€600 excess)
Public Liability: Compulsory PL., Voluntary PL., Extended PL.
Legal defence: Legal defence and damage claims, penalty fee management.
Bodily harm: Bodily injury of the driver.
Travel assistance
Glass and Windows
Fire
Theft
Total write-off: Total write-off caused by fire, theft and damage.
Own Damage

Request more information (in Spanish)

Cajamar Fully Comprehensive 300 Cover (€300 excess)
Public Liability: Compulsory PL., Voluntary PL., Extended PL.
Legal defence: Legal defence and damage claims, penalty fee management.
Bodily harm: Bodily injury of the driver.
Travel assistance
Glass and Windows
Fire
Theft
Total write-off: Total write-off caused by fire, theft and damage.
Own Damage

Request more information (in Spanish)

Cajamar FULLY COMPREHENSIVE EXCELLENCE Cover (No Excess)
Public Liability: Compulsory PL., Voluntary PL., Extended PL.
Legal defence: Legal defence and damage claims, penalty fee management.
Bodily harm: Bodily injury of the driver, bodily injury of the occupants and second medical opinion.
Travel assistance
Glass and Windows
Fire
Theft
Total write-off: Total write-off caused by fire, theft and damage.
Own Damage
Collision with animals: Damage to the vehicle due to collision with animals.
Courtesy car

Request more information (in Spanish)

Promo Club Seguros

Save up to 30%* on your policies with our Insurance Club discounts

  • Pay monthly at no additional cost,0% APR**
  • And up to 30% discount.

You can get up to 30%* discount during the first year when you have 8 or more policies in place (at least one new one).
Take out insurance cover for your family (partner, spouse, children and parents) and spread payment over affordable monthly instalments**.

Go to the Insurance Club

Frequently Asked Questions about Car Insurance.

No. Compulsory insurance is liability insurance, which covers compensation for damage that the driver may cause to other people or property. Therefore, in the event of an accident, the insurance would cover liability for damage to the remaining occupants of the vehicle, but the driver would not be covered. In order to cover any bodily injury that the driver may suffer, you can take out “Driver accident” cover.

Yes, you can. The policyholder and the insured person and/or regular driver may be different people.

Yes, for saloon vehicles. Although the limit is set at Europe plus a coastal strip 200kms wide in non-European countries bordering the Mediterranean.

In terms of providing assistance to people, they must be outside the urban area of their usual place of residence.

In essence, third-party insurance only covers damage caused to injured third parties, although guarantees such as travel assistance and accidents for the driver are usually included. Fully comprehensive insurance includes optional guarantees such as own damage, fire, theft, total write-off, all pertaining to the vehicle.

We guarantee the transport of passengers to their place of destination or point of departure, depending on whether you have reached the half way point of your journey, in the event that repairs will take more than 24 hours, given the magnitude of the breakdown.

GENERALI has a wide network of premium quality garages, with exclusive services for our customers. However, as an insured party, you have free choice of garage as long as, when taking out insurance, you have not customised your cover by opting solely to use approved garages.

A courtesy car will be provided in the event of accident or theft, provided that you have taken out this option in the terms and conditions of the insurance and the damage will take more than 8 hours to repair according to the rate for your make of vehicle or if it is considered a total write-off.

Find out about all our insurance products

and discover true peace of mind

Go to Cajamar Insurance
Seguros


Manage all your insurance wherever you are from your App or Online Banking.

The Mis Seguros facility allows you to access all the information about your insurance products through a user-friendly platform, from your phone or computer.

Access My Insurance (in Spanish)


Servicios financieros 

MIS SEGUROS | Todos tus seguros en la palma de tu mano (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...
Servicios financieros 

MIS SEGUROS | ¿Cómo abrir un siniestro? (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...
Servicios financieros 

MIS SEGUROS | Solicitar asistencia en carretera (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...


Préstamo motor - Me veo

¿Do you see yourself driving a new car?

In addition to our Vehicle insurance, we offer you this auto loan...

Go to auto loan

Finance provided by GCC Consumo (Cajamar Consumo)


General terms and other documents about our life insurance

* Up to 30% discount on the net premium of each insurance policy, depending on the number of insurance products linked to the Club and with a maximum of 1,200 euros per club member/contract. To qualify for the discount, the net premium of each insurance policy must be greater than or equal to €150 per year (except retail insurance and greenhouse insurance with a minimum net premium of €350). The maximum discount of 30%* is available when you have 8 or more policies in place (at least one new one). The discount percentages will be as follows, No. of major policies Minimum premium - % Discount: 2 policies – 3% discount, 3 policies – 5% discount, 4 policies – 8% discount, 5 policies – 11% discount, 6 or 7 policies – 15% discount, 8 or more policies 30% discount. The Insurance Club may also include insurance policies with an annual net premium of less than €150/year. Although these will not count for the purposes of the discount, they would be included in the global amount to spread the cost interest free over affordable monthly payments. The discount on the current account linked to the Club will be applied at the time the policy (which qualifies for the discount) joins the Club. To qualify for the discount, the minimum contract will be 36 months. The following insurance policies qualify for the CLUB: Cajamar Home / Modular Home Insurance , Cajamar Life Insurance (Family / Elite), Cajamar Life Insurance Finance / Mortgage, Cajamar Annual Renewable Funeral Expenses Insurance, Cajamar Accident Insurance (Modular, Flexible, On-line), Cajamar Hunting and Fishing Insurance, Cajamar Modular Retail Insurance, Car Insurance, Cajamar Income Protection Insurance, Cajamar Greenhouse Insurance. Taxation according to current legislation. Find out all about the "Insurance Club" and the terms of the contract at branches of Grupo Cooperativo Cajamar, and at: www.grupocooperativocajamar.es. 0% finance deal, subject to the terms and risk concession conditions of the entity.

(**)Example of a customer who unifies their insurance: Vehicle Insurance €560/year, Home Insurance €225/year and Home Insurance €270/year. NIR 0.00%. APR 0.00% for an amount of €1,055.00 over a 12 month period, monthly instalment €87.92, final instalment € 87.88 and a total amount due of €1,055.00. Monthly instalments. Spot purchase price and total amount paid in instalments, both €1,055.00.

Car Insurance provided by Generali España, S.A., de Seguros y Reaseguros, CIF-A28007268, and other insurance products included in the club provided by Cajamar Vida, S.A. de Seguros y Reaseguros. CIF. A-04465555 and Cajamar Seguros Generales, S.A. de Seguros y Reaseguros. CIF.A-04653556. Brokered by Cajamar Mediación, Operador de Banca-Seguros Vinculado, S.L.U. , CIF B-04428223, Calle Ciudad Financiera, 1 04131 – Almería entered in the Special Administrative Register of insurance brokers, reinsurance brokers and their senior executives, held by the Directorate General of Insurance and Pension Funds (DGSFP) with registration code OV0014. It has public liability insurance in place in accordance with art. 152, point 1(g) of Royal Decree-Law 3/2020, of 4 February, regarding urgent measures. Go to list of Insurance companies to see the list of Insurance companies that have an agency contract in place with the Linked Bancassurance Operator. Read the terms and conditions of the Insurance Club(in Spanish) (PDF 760,46 KB.).

© Caja Rural de Cheste, Sociedad Cooperativa de Crédito 2024. All rights reserved.