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Home Insurance

Peace at home for you and your family.

To ensure that no unforeseen events shatter the peace of your home, our insurance protects you with extensive cover and defends you when you need it.


Casita

Home insurance that meets your needs.

Premio

Great cover against unforeseen events

Defensa

Legal defence. 24 h legal help and advice.


Select your home insurance



Seguro hogar

With Complet Home insurance, avoid unpleasant surprises and unforeseen events with immediate assistance and a broad range of cover.

Cajamar COMPLET HOME cover
Fire: Fire, explosion, lightning, smoke and fire service.
Natural damage: Rain, wind, hail, frost and leaks.
Water damage: Floods, leaks, broken pipes, blockages and spills.
Other damage: Electrical or heat damage, refrigerated foods, locksmith, cover when travelling, damage caused by tenants, vandalism and rescue.
Burglary/theft: Damage due to theft, theft of content, objects of value, from the car boot, cash, burglary, mugging.
Financial losses: Temporary rental assistance, loss of rent, fraudulent use of cards.
Breakage: Glass, ceramic hobs, bathrooms, kitchen countertops and large planters.
Cosmetic damage: Cosmetic restoration after an incident.
Assistance: Dispatch of professionals. If required, depending on the incident: hotel expenses, restaurant, relocation, furniture storage, surveillance. Criminal Defence. Fraudulent use of accounts.
Handyman services: Home maintenance / repairs.
Medical guidance: Medical guidance service, second medical opinion, ambulance transport services.
Computing and technological assistance: IT support, backups, data recovery, technological assistance, legal advice, consumer defence.
Public Liability: Private life, domestic employees, real estate, pets, lessee or lessor. Damage claims. Bail Bonds.
Legal defence: 24-hour legal aid, legal advice, consumer protection, tax, criminal.

Request more information (in Spanish)

With Elite Plus Home, in addition to the assistance provided by great insurance and its extensive cover, you will have access to Elite Defence and its exclusive service.

Cajamar ELITE PLUS HOME Cover
Fire: Fire, explosion, lightning, smoke and fire service.
Natural damage: Rain, wind, hail, frost and leaks.
Water damage: Floods, leaks, broken pipes, blockages and spills.
Other damage: Electrical or heat damage, refrigerated foods, locksmith, cover when travelling, damage caused by tenants, vandalism and rescue.
Burglary/Theft: Damage due to theft, theft of content, objects of value, from the car boot, cash, burglary, mugging.
Financial losses: Temporary rental assistance, loss of rent, fraudulent use of cards.
Breakage: : Glass, ceramic hobs, bathrooms, kitchen countertops and large planters.
Cosmetic damage: Cosmetic restoration after an incident.
Assistance: Dispatch of professionals. If required, depending on the incident: hotel expenses, restaurant, relocation, furniture storage, surveillance. Criminal Defence. Fraudulent use of accounts.
Handyman services:Home maintenance / repairs.
Medical guidance: Medical guidance service, second medical opinion, ambulance transport services.
Computing and technological assistance: IT support, backups, data recovery, technological assistance, legal advice, consumer defence.
Public Liability: Private life, domestic employees, real estate, pets, lessee or lessor. Damage claims. Bail Bonds.
Legal defence: 24-hour legal aid, legal advice, consumer protection, tax, criminal.
Elite defence: Advice on inheritance, administrative management, employment contracts, divorce or separation.
Comprehensive accident cover.
Pet and plant service:. Assistance to the owner of pets and plants, Veterinary services and other services (pet care, collection and transportation, search for lost animal, etc.).

Request more information (in Spanish)

Calculate the value of your home insurance.

Protect your home as it deserves.

Simulate your insurance (in Spanish)

Calculadora
Promo Club Seguros

Save up to 30%* on your policies with our Insurance Club discounts

  • Pay monthly at no additional cost, 0% APR**
  • And up to 30% discount.

You can get up to 30%* discount during the first year when you have 8 or more policies in place (at least one new one).
Take out insurance cover for your family (partner, spouse, children, and parents) and pay in affordable monthly instalments**.

Go to the Insurance Club

Frequently asked questions about Home Insurance.

If you have to make a claim, you will need to submit it through the new MIS SEGUROS portal (you can access it via web), by entering your username and password (access through Insurance-My Insurance), or on the App (access through Insurance-My Insurance).

You can also contact the company calling 911697470.

When registering a claim, you must provide the following information: name, policy, date and time of the accident/incident, description of the accident/incident, causes, place and contact telephone number.

Make sure you insure your home/contents for the value they would have ‘as new’. This premise is fundamental in the event of a claim, because otherwise the insurance payout would be less than sufficient to cover the damage actually caused, since they would be ‘underinsured’, and in the compensation would be proportional to that lower value.

Our home insurance is one of the most comprehensive options available and offers protection for your home from virtually all risks.

Find out about all our insurance products

and discover true peace of mind

Go to Cajamar Insurance
Seguros


Manage all your insurance wherever you are from your App or Online Banking.

The Mis Seguros , facility allows you to access all the information about your insurance products through a user-friendly platform, from your phone or computer.

Access My Insurance (in Spanish)


Servicios financieros 

MIS SEGUROS | Todos tus seguros en la palma de tu mano (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...
Servicios financieros 

MIS SEGUROS | ¿Cómo abrir un siniestro? (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...
Servicios financieros 

MIS SEGUROS | Solicitar asistencia en carretera (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...

General terms and other documents about our life insurance

*Up to 30% discount on the net premium of each insurance policy, depending on the number of insurance products linked to the Club and with a maximum of 1,200 euros per club member/contract. To qualify for the discount, the net premium of each insurance policy must be greater than or equal to €150 per year (except retail insurance and greenhouse insurance with a minimum net premium of €350). The maximum discount of 30%* is available when you have 8 or more policies in place (at least one new one). The discount percentages will be as follows, No. of major policies Minimum premium - % Discount: 2 policies – 3% discount, 3 policies – 5% discount, 4 policies – 8% discount, 5 policies – 11% discount, 6 or 7 policies – 15% discount, 8 or more policies 30% discount. The Insurance Club may also include insurance policies with an annual net premium of less than €150/year. Although these will not count for the purposes of the discount, they would be included in the global amount to spread the cost interest free over affordable monthly payments. The discount on the current account linked to the Club will be applied at the time the policy (which qualifies for the discount) joins the Club. To qualify for the discount, the minimum contract will be 36 months. The following insurance policies qualify for the CLUB: Cajamar Home Insurance , Cajamar Life Insurance (Family / Elite), Cajamar Life Insurance Finance / Mortgage, Cajamar Annual Renewable Funeral Expenses Insurance, Cajamar Accident Insurance (Modular, Flexible, On-line), Cajamar Hunting and Fishing Insurance, Cajamar Modular Retail Insurance, Car Insurance, Cajamar Income Protection Insurance, Cajamar Greenhouse Insurance. Taxation according to current legislation. Find out all about the "Insurance Club" and the terms of the contract at branches of Grupo Cooperativo Cajamar, and at: www.grupocooperativocajamar.es. 0% finance deal, subject to the terms and risk concession conditions of the entity.

(**)Example of a customer who unifies their insurance: Vehicle Insurance €560/year, Home Insurance €225/year and Home Insurance €270/year. NIR 0.00%. APR 0.00% for an amount of €1,055.00 over a 12 month period, monthly instalment €87.92, final instalment € 87.88 and a total amount due of €1,055.00. Monthly instalments. Spot purchase price and total amount paid in instalments, both €1,055.00.

Home Insurance provided by Cajamar Seguros Generales, S.A. de Seguros y Reaseguros. CIF.A-04653556 and other insurance products included in the insurance club provided by Generali Spain, S.A., de Seguros y Reaseguros, CIF-A28007268 and Cajamar Vida, S.A. de Seguros y Reaseguros. CIF. A-04465555. Brokered by Cajamar Mediación, Operador de Banca-Seguros Vinculado, S.L.U., CIF B-04428223, Calle Ciudad Financiera, 1 04131 – Almería, entered in the Special Administrative Register of insurance brokers, reinsurance brokers and their senior executives, held by the Directorate General of Insurance and Pension Funds (DGSFP) with registration code OV0014. It has public liability insurance policy in place in accordance with art. 152, point 1(g) of Royal Decree-law 3/2020, of 4 February, regarding urgent measures. View the list of Insurance companies that have an agency contract in place with the Linked Bancassurance Operator. Read the terms and conditions of the Insurance Club(in Spanish) (PDF 760,46 KB.).

© Caja Rural de Cheste, Sociedad Cooperativa de Crédito 2024. All rights reserved.